Privategesundheit Health Cost Planner

Privategesundheit Health Cost Planner is a free, German-language budgeting calculator for private healthcare expenses. Users can combine monthly health insurance contributions, supplementary cover and planned reserves with annual expenses such as deductibles, dental treatment, glasses, preventive appointments, medication and therapy. The calculator translates yearly amounts into a monthly equivalent and displays estimated totals for both periods. Preset starting points help visitors explore different insurance situations before adjusting the individual figures. The tool works in the browser without requiring an account and is accompanied by explanatory articles on healthcare costs and insurance. Its purpose is to organize assumptions and prepare questions for an individual discussion. The displayed figures are indicative estimates, not binding insurance quotations, personalized financial advice or medical recommendations. The interface and accompanying guidance are in German.